I'm so glad I found financial literacy and empowerment where I shop - digitally. I'm got what I really wanted without any debt or loans. Great user experience and resistance free. Would definitely use Biscuits more frequently. Who knows it might cure my unplanned shopping sprees.

 I wanted a good pair timberland boots and I knew that would set me back by R4000 - R5000. I was not willing to break my budget for them so I knew I had to save. I signed up on Biscuits and after 6 months I was able to pay for them cash. I get to enjoy them with twice the joy, 1. I did not pay them with debt and 2. I was disciplined to save.

I really enjoyed saving for my cellphone through Biscuits. It was nice and easy. 
I picked a saving target, saved up to 6 months and voila I could buy a cellphone. I would have 
struggled to do this on my own, usually I find it difficult to be disciplined. With Biscuits I
was able to stick to a schedule that worked for me.

I didn't think I would end up with something I thought was a bit our of reach luxury until I saved for 3 months with Biscuits and got my Playstation 4. Too easy.